Houghton State Bank Login, Activation and Other Information

Houghton State Bank logo

Houghton State Bank offers numerous features to its users to make their banking experience worthwhile. With the user-friendly online banking platform, one can easily manage their bank account online.

A simple and secure web dashboard is provided to account holders to manage the bank account online. Using the online account, you can view account activity, pay bills, set up auto-pay and contact support.

Below we have mentioned step by step instructions (with images) on logging into your bank account, retrieving account details, account activation, contacting support and more online.

Quick Facts about Houghton State Bank

Houghton State Bank was established in the year 1879 and is headquartered in Red Oak. Currently, the bank employs over 38 people across its 5 branches in the US.

  • Branch Locations: Link
  • Routing/Swift Code: 104901995/Not Part of SWIFT Network.
  • Phone Number: 1-888-978-5296
  • HQ Address: 116 Coolbaugh Street, Red Oak, IA, 51566
  • Website: https://www.houghtonstatebank.com/
  • Mobile AppAndroid/iOS
  • Social MediaFB/Twitter

Houghton State Bank Login

Follow the guide given below to log in into your bank account:

Step 1: Navigate to Houghton State Bank Login URL (Will open in new tab).

Houghton State Bank login
Step 2: Enter your ‘User ID‘ and click on ‘Log In’ button.
Step 3: On the next page enter your ‘Password‘.
Step 4: Finally, click on ‘Submit‘ button.

Note: If you are accessing your account from public place, do not tick on ‘Remember Me’

If the credentials are correct, you will be taken into your account.

Houghton State Bank Enroll/Activation

To activate your Houghton State Bank online account, follow the steps given below:

Step 1: Navigate to Houghton State Bank homepage. (A new tab will open)
Houghton State Bank enroll/activation
Step 2: Click on “Personal Enrollment” button.
Step 3: Next, fill up the required fields and hit “Submit” button.

On the final page, you will be given the option of setting your username and password. If you have followed the above steps correctly, your online banking account will be activated.

Forgot Username/Password

Don’t remember your username or password? No problem. Refer the guide given below to recover your account credentials:

Step 1: First, navigate to Houghton State Bank Url.
Step 2: Click on “Forgot Username or Forgot Password ” button.
Step 3: Next, Provide security information to verify your identity:

  • Name
  • SSN ID
  • Registered Phone Number


Step 4: Click on “Continue” button.

Following above steps, you will be able to recover your account credentials. If you encounter any trouble, contact customer support.

Houghton State Bank Information

SummaryFinancial Details
Bank Holding Company (Regulatory Top Holder)Red Oak Financial Corporation
FDIC Number15405
Establishment Date1-1-1879
HQ Address116 Coolbaugh Street, Red Oak, IA, 51566
Number of Domestic Branches5
Number of Foreign Branches0
Number of Employees38
Number of EmployeesFDIC
Asset Under Managment164847 Million Dollars
Cash & Balances due from depository institutions30326 Million Dollars
Interest-bearing balances26607 Million Dollars
Total Securities19083 (in million dollar)
Net loans and leases106301 (in million dollar)
Trading account assets0 (in million dollar)
Total deposits142908 (in million dollar)
Interest-bearing deposits112379 (in million dollar)
Percentage insured (estimated)78.98669876 %

Frequently Asked Questions (FAQ) 

Q. Does Houghton State Bank offer online banking facility?
A. Yes, you can login to your account by visiting – https://www.houghtonstatebank.com/.

Q. Where is headquarters of Houghton State Bank?
A. Houghton State Bank headquarters is located in Red Oak and its address is  116 Coolbaugh Street, Red Oak, IA, 51566.

Q. How can I locate Houghton State Bank branches?
A. Navigate to the branch locator page of the bank – Link.

Q. How can I contact Houghton State Bank customer support?
A. Call on 1-888-978-5296 to talk to your bank representative.

Q. What is the routing code of Houghton State Bank?
A. The routing code of the bank is 104901995.

Updated on: 09/12/2017